Your food cost % and prime cost ratios
See how COGS and payroll compare with sales, prior periods and relevant food-service benchmarks.
Financial X-Ray for food business owners
Your business is busy. We find out why profit doesn’t stay.
For restaurants, cafés, multi-unit operators and food service businesses with no clear answer for where the margin went.
I want my Financial X-RayFounding price: $1,000 CAD · 10 spots only
01 / THE PROBLEM
A full dining room can still hide a thin margin.
Sales reports tell you what sold. Bank balances tell you what is left. Neither shows how food cost %, prime cost, overhead and contribution margin are shaping your profit and cash flow.
Food cost % drifts quietly.
When COGS rises faster than sales, margin can erode long before the monthly close makes the pattern clear.
Prime cost sets the ceiling.
When food and labor move together, higher sales can still leave less cash for rent, debt and growth.
Contribution margin stays hidden.
Without a clear view of variable costs, revenue growth can look healthy while contributing too little profit.
Who it’s for / Who it’s not for
Who it’s for
- Your restaurant, café, multi-unit or food service operation has at least 6–12 months of consistent activity.
- You track sales, but food cost %, prime cost or projected cash flow still feels unpredictable.
- You make pricing, hiring or expansion decisions without knowing contribution margin, break-even or projected cash needs.
- The X-Ray typically pays for itself from about $150,000 a year in annual revenue. Revenue means everything your business brings in before food, labor and operating costs—not profit.
Who it’s not for
- Your food business doesn’t have consistent revenue yet.
- You’re looking for tax accounting or receipt organization—that’s your accountant’s job.
- You expect a magic formula without providing complete financial statements, sales reports and payroll data.
02 / THE DIAGNOSIS
Five answers. Every one tied to a decision.
The Financial X-Ray connects your P&L, COGS, payroll and cash-flow data into a focused profitability plan—not another report to file away.
Your contribution margin
Understand how much revenue remains after variable costs to cover overhead and generate profit.
Your true break-even point
The weekly and monthly sales your operation must clear before it creates profit.
Your projected cash flow
See runway, working-capital pressure and likely cash gaps over the next 60 days.
Your top three profit levers
Prioritized across COGS, payroll, overhead, contribution margin and cash—with each opportunity quantified in CAD per year.
The complete offer
Know what the numbers say—and what to fix first.
Financial X-Ray
$1,500 CADComplete analysis of your P&L, food cost %, prime cost, contribution margin, break-even and projected cash flow—with prioritized recommendations and a 90-minute walkthrough.
Weekly food and prime cost tracker
$275 valueMonitor the numbers that matter before a monthly close turns a small drift into an expensive surprise.
30 days of WhatsApp Q&A
$415 valueClarify the analysis while you start acting on the recommendations.
Food service benchmark report
$205 valueCompare food cost %, prime cost and operating margin to identify where financial attention belongs first.
10× opportunity guarantee
If we don’t find at least $10,000 CAD a year, you get a full refund.
If the Financial X-Ray does not uncover at least 10× your investment in quantified food cost, prime cost, contribution-margin or cash-flow opportunities, your $1,000 CAD investment is refunded in full.
The fair condition: the guarantee applies when all requested documents are provided within 7 calendar days of payment.
The analysis is delivered within 10 business days after confirmed receipt of all documents, in payment order.
03 / HOW IT WORKS
Complete X-Ray in up to 10 business days
A standardized process turns the records you already have into priorities for margin and cash.
STEP 01 · 2 MIN
Choose how to share
Authorize read-only access to statements, or send your P&L, balance sheet, sales, COGS and payroll reports as Excel files or PDFs.
STEP 02 · WITHIN 10 BUSINESS DAYS AFTER DOCUMENT CONFIRMATION
Receive your X-Ray
Your analysis arrives with P&L findings, food cost % and prime cost ratios, contribution margin, break-even, projected cash flow and three priorities.
STEP 03 · 90 MIN
Walk through the decisions
Review the findings, pressure-test assumptions and leave with a clear profitability plan.
Read-only means read-only. Access is limited to retrieving reports and transaction data. We cannot move money, make payments or change your accounts. Prefer not to connect? Excel and PDF uploads are fully supported.
FINANCE TRAINED. TESTED INSIDE A FOOD OPERATION.
Eduardo took a finance background into food—and learned where profit leaks in real life.
Most food business owners start with food and learn the numbers later. Eduardo took the opposite path. Already an accountant with an MBA in Corporate Finance, he entered food entrepreneurship as an outsider and brought a financial lens into the operation.
He built a fast-food business around a simple product mix of cookies and brownies. A central kitchen produced and froze the products, which were sent to kiosks for baking on-site. He later expanded through a network of licensed partner stores—combining brand use, centralized product supply and know-how transfer—and sold the operation successfully before immigrating to Canada.
That experience showed him firsthand how food cost, labor, overhead and cash flow interact—and how a busy operation can still lose profit quietly. It is the same lens he now applies to a client’s numbers: solid accounting and finance, tested in the day-to-day reality of running a food business.
His background also includes an honors accounting degree, an Investment Management specialization at the London School of Business and Finance, and finance experience at companies listed on stock exchanges.
Finance experience at companies listed on stock exchanges
Built, expanded and sold a multi-unit cookie-and-brownie fast-food operation
MBA in Corporate Finance
Investment Management specialization
04 / FAQ
Before you decide.
Is this accounting or tax preparation?
No. The Financial X-Ray is management-finance analysis: P&L, food cost %, prime cost, contribution margin, break-even and projected cash flow. Your accountant remains responsible for bookkeeping, tax filings and statutory reporting.
Do I have to connect my bank account?
No. Read-only access is the fastest standardized option, but you can send Excel reports or PDFs if that is more comfortable. The required information stays the same, so the analysis remains consistent.
Can read-only access move money or change my account?
No. It is limited to retrieving the transaction data and reports needed for analysis. It cannot initiate payments, transfers or account changes.
Who is the Financial X-Ray for?
Restaurants, cafés, multi-unit operators and food service businesses—especially when sales are active but food cost, prime cost, margin or cash still feels unpredictable. The X-Ray typically pays for itself from about $150,000 a year in annual revenue. Revenue means everything your business brings in before food, labor and operating costs—not profit. Not in food? The same Financial X-Ray is also available to other owner-led small businesses.
What do I need to provide?
The requested statements and reports for the review period. To qualify for the 10× opportunity guarantee, the complete document set must be sent within 7 calendar days of payment.
What happens after the assessment?
You keep the complete analysis and tools. If ongoing monitoring would be useful, monthly financial-management follow-up is available for $250 CAD per month—a quarter of the Financial X-Ray price for this oversight every month. There is no obligation.
Only 4 Financial X-Rays per month · calendar closes on the 25th
Stop letting food cost, labor and cash pressure decide your margin.
See which financial levers create profit—and which ones quietly consume it.
I want my Financial X-Ray